Earns 4 miles / S$ on shopping for clothes, bags, and shoes or at department stores, or at online shopping websites, both locally and overseas. This rate is limited to the first $12,000 SGD per credit card cycle (365 days after card issue/renewal).

Earn Rate: 4 miles / S$ on fashion and online shopping ( limited to $12k per year)
Minimum Income: $30,000 / year for Singaporeans
Annual Fees: $192.60 / year
Website: https://www.citibank.com.sg/gcb/credit_cards/cc_citirewards.htm